Just thought I would post a quick note about upcoming changes to IntelliPenny.  I'm currently working on version 2.0.  It will include new functionality for setting up reminders.

There will be two types of reminders that can be set up; a general reminder or a transaction reminder.  Reminders can be viewed on a calendar or in a list.  You will also be able to print a calendar for your reminders.

I've been working steady on this so version 2.0 should be ready in the next few weeks. 

There is one secret to successful savings.  I've only heard it mentioned by a small number of financial experts, yet it's vitally important.  Pay yourself first!

Many regard savings as something they will do if there is anything left after they pay bills, buy groceries, buy gas, etc.  I've tried this and it doesn't work.  Paying yourself first does.  I've used this method for a number of years and I can tell you without a doubt that if you are wanting to save more of your money then paying yourself first is the way to go.

Start small.  Just 1% if that is all you can afford.  Then you can slowly increase that percentage until you are at an amount that is suitable.  As you save you will start to see your savings grow.  It will give you such peace of mind to know there is money in the bank.