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Check out Version 2.3
Great news to all users who requested to be able to allow their envelopes to go negative....Version 2.3 now allows you to turn this feature on. Simply go to "Application Settings", then the "Envelope Settings" tab and check the box that says "Allow Envelopes to Go Negative". Your envelope balances will be recalculated to accommodate this setting. See the Change Log for information on other changes in ver. 2.3.
New Release of IntelliPenny

I've released another version of IntelliPenny.  This release contains just a few changes.  See the Change Log for a complete list of changes. 

I've added a few more items to my Future Features list.  If you have anything you would like to see added or changed in IntelliPenny then let me know. 

Happy Budgeting!

IntelliPenny Version 2.0

Just wanted to give a quick update on the next version of IntelliPenny.  I'm so excited about the changes and new functionality that have been implemented in this next version.  I just did my personal bills using the new version (to help test it of course) and I love the new functionality.  This new version includes reminders.  You can set a reminder for general items like bills, birthdays, etc.  You can also have IntelliPenny "remember" transactions to be applied on a certain schedule.  Another major change is the new sort order for transactions.  In the current version transactions are sorted according to the order you enter them in.  In the new version transactions will be sorted in date order.  This change was way past due.  When you get your credit card statments and bank statements they sort by date so it only makes sense that your financial program would too.

There are other changes in this new version, but I'll list them out later.  Drop me an email if you are interested in beta testing version 2.0.  I would love to hear from you!

IntelliPenny Update

Just thought I would post a quick note about upcoming changes to IntelliPenny.  I'm currently working on version 2.0.  It will include new functionality for setting up reminders.

There will be two types of reminders that can be set up; a general reminder or a transaction reminder.  Reminders can be viewed on a calendar or in a list.  You will also be able to print a calendar for your reminders.

I've been working steady on this so version 2.0 should be ready in the next few weeks. 

Pay Yourself First!

There is one secret to successful savings.  I've only heard it mentioned by a small number of financial experts, yet it's vitally important.  Pay yourself first!

Many regard savings as something they will do if there is anything left after they pay bills, buy groceries, buy gas, etc.  I've tried this and it doesn't work.  Paying yourself first does.  I've used this method for a number of years and I can tell you without a doubt that if you are wanting to save more of your money then paying yourself first is the way to go.

Start small.  Just 1% if that is all you can afford.  Then you can slowly increase that percentage until you are at an amount that is suitable.  As you save you will start to see your savings grow.  It will give you such peace of mind to know there is money in the bank.


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